The University of British Columbia

Lines of Credit

Most Law students will have access to professional student lines of credit, many with favourable terms on interest, lending limits, and repayment schedules.  

A line of credit will be helpful once government student loans and UBC bursaries have been exhausted.

Students may arrange a line of credit with any financial institution and should consider the following factors:

• Interest rates
• Repayment schedule
• Lending limits - annual amount and whether previous debt or current student loans affect lending limit
• Credit rating requirements
• Whether a co-signer is required
• Whether the package includes provisions for  post-degree articling

Scotiabank and Royal Bank have developed banking packages specifically for UBC Law students.  Please contact these banks directly with questions:

Scotiabank

Point Grey Branch
4566 West 10th Avenue
Contact: Patty Scrase 
604.619.4699  (cell)
email: pat.scrase(at)scotiabank.com
Overview:  Scotia Professional® Student Plan

Royal Bank

UBC Wesbrook Village Branch
5905 Berton Avenue
Contact: 604-221-5702

10th & Sasamat Branch
4501 West 10th Avenue
Contact: 604.222.6952
Overview:   Royal Credit Line® for Students - Professional Designation